Why Travel Insurance Can Be Your Travel Buddy

My sister went to Malaysia for a trip last year. She brought her favorite shoes and jewelry, all safely stored in luggage. Unfortunately, upon arrival, that one luggage got lost, all their other luggage was safe except that one luggage with all the expensive stuff. What’s good is that she was able to purchase travel insurance, and so they were able to get the money worth of the things inside the bag. Of course, they would rather have the stuff back, but getting the money worth of that stuff is better than losing that stuff and getting nothing at all. 

Planning a trip is like writing a beautiful story.  Flights booked, sights chosen, and experiences dreamed of. But life, as they say, has other plans. Missed connections, medical emergencies, lost luggage. These plot twists can turn your adventure into a stressful day. Things will not be prevented if you use travel insurance but it can save you a lot of drama. That is the beauty of getting travel insurance/protection. Here are some benefits:

Peace of Mind: 

What if you contract food poisoning abroad, requiring hospitalization? Without insurance, you’re facing hefty medical bills. Travel insurance acts as a safety net, covering medical expenses, emergency assistance, and even reparations if needed. We always suggest getting international coverage as your primary. 

Breathe easy, knowing you’re covered!

Trip Disruption is Reimbursement: 

Flight cancellations, natural disasters, and even political unrest can postpone your trip. Travel insurance reimburses non-refundable expenses like flights and accommodation if you have to cut your trip short due to covered reasons. Just like how it covered my flight to Palawan when COVID-19 hit the Philippines.

Lost Luggage Covered:

Misplaced luggage can ruin your day. It can happen to the best of us. Travel insurance typically covers lost, stolen, or damaged baggage, ensuring you’re not left clothesless and frustrated. It can ease the sting by covering lost, stolen, or damaged baggage, ensuring you have the essentials to continue your adventure. Just like how they paid my sister when her luggage got lost in the airport.

Unexpected Delays Compensation:

Missed connections or travel delays can be costly. Some travel insurance plans offer compensation for missed flights, hotel stays, and even meals if your trip is significantly delayed.

Other Coverage: 

Some travel insurance gives other coverages, such as specific activities like skiing, scuba diving, or rock climbing, ensuring you’re protected even during high-risk plans. Also, many travel insurance providers offer plans specifically designed for pre-existing conditions,

Not all travel insurance is created equal. Carefully compare plans, considering factors like destination, duration, activities, and your budget then choose a plan that fits your needs. Read the policy documents thoroughly to understand coverage details and exclusions.

Purchase travel insurance early, especially if you have pre-existing conditions or are booking non-refundable travel arrangements. Early purchase often qualify you for discounts and ensure coverage for trip cancellation due to unforeseen circumstances.

Now go ahead and pack your bags, book your flights, and consider adding a reliable travel buddy to your journey. With travel insurance by your side, you can focus on creating memories, with confidence and peace of mind!

All travel insurance companies have different policies. Please make sure to read carefully when purchasing. Sister Ventures does not sell travel insurance; we highly suggest coverage to protect your investment. Nothing above should constitute SV, LLC, selling travel insurance.